《ANSI-X9.100-40-2-2006.pdf》由会员分享,可在线阅读,更多相关《ANSI-X9.100-40-2-2006.pdf(27页珍藏版)》请在三一文库上搜索。
1、 ASC X9, Inc. 2006 All rights reserved American National Standard for Financial Services ANS X9.100-40-2-2006 Specifications for Check Image Tests Part 2: Application and Registration Procedures for Check Image Tests Accredited Standards Committee X9, Incorporated Financial Industry Standards Date A
2、pproved: March 22, 2006 American National Standards Institute Copyright American National Standards Institute Provided by IHS under license with ANSI Licensee=USN Ship Repair Facility Yokosuka/9961031100 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license f
3、rom IHS -,-,- ANS X9.100-40-2-2006 ii 2006 All rights reserved Contents Foreword iv Introduction.v 1 Scope1 2 References .1 3 Terms and Definitions.1 4 ASC X9 Applicable Check Standards2 5 Applicant 2 5.1 Role of Applicant.2 6 Registration Authority (RA)3 6.1 Role of RA 3 6.2 RA Designation3 7 Regis
4、tration Management Group (RMG).3 7.1 Role of RMG.3 7.2 Constitution .3 7.3 Quorum.5 7.4 Voting Procedures.5 7.5 Conflict of Interest.5 8 Application and Registration Procedures.6 8.1 Diagram of the Application Submission and Approval Process6 8.2 Application Procedure to Register a Check Image Test
5、.6 8.3 Applicant Notification .6 9 Responsibilities.8 9.1 Responsibilities of Applicant.8 9.2 Responsibilities of Registration Authority (RA).8 9.3 Responsibilities of Registration Management Group (RMG)9 10 Criteria for Approval of an Application for a Check Image Test 10 11 Usage of Approved Check
6、 Image Tests11 12 Appeal Process11 13 X9 Registry for Check Image Tests.11 13.1 Publication and Availability11 13.2 Publication of Applicant Name 11 13.3 Disclaimer Statement11 13.4 Removal from X9 Registry for Check Image Tests12 13.5 Intellectual Property12 Annex A (Normative) - Application Templa
7、te13 Annex B (Normative) - Statement from Proprietary IP Holder.16 Annex C (Informative) Sample Application for Registering a New Check Image Test.17 Copyright American National Standards Institute Provided by IHS under license with ANSI Licensee=USN Ship Repair Facility Yokosuka/9961031100 Not for
8、Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 2006 All rights reserved iii Figures Figure 1 Process to Apply for and Register a New Check Image Test 7 Copyright American National Standards Institute Provided by IHS under li
9、cense with ANSI Licensee=USN Ship Repair Facility Yokosuka/9961031100 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 iv 2006 All rights reserved Foreword Approval of an American National Standard requires verificatio
10、n by ANSI that the requirements for due process, consensus, and other criteria for approval have been met by the standards developer. Consensus is established when, in the judgment of the ANSI Board of Standards Review, substantial agreement has been reached by directly and materially affected inter
11、ests. Substantial agreement means much more than a simple majority, but not necessarily unanimity. Consensus requires that all views and objections be considered, and that a concerted effort be made toward their resolution. The use of American National Standards is completely voluntary; their existe
12、nce does not in any respect preclude anyone, whether he has approved the standards or not from manufacturing, marketing, purchasing, or using products, processes, or procedures not conforming to the standards. The American National Standards Institute does not develop standards and will in no circum
13、stances give an interpretation of any American National Standard. Moreover, no person shall have the right or authority to issue an interpretation of an American National Standard in the name of the American National Standards Institute. Requests for interpretation should be addressed to the secreta
14、riat or sponsor whose name appears on the title page of this standard. CAUTION NOTICE: This American National Standard may be revised or withdrawn at any time. The procedures of the American National Standards Institute require that action be taken to reaffirm, revise, or withdraw this standard no l
15、ater than five years from the date of approval. Published by Accredited Standards Committee X9, Inc. Financial Industry Standards 1212 West Street, Suite 200 Annapolis, Maryland 21401 X9 Online http:/www.x9.org Copyright 2006 ASC X9, Inc. All rights reserved. No part of this publication may be repro
16、duced in any form, in an electronic retrieval system or otherwise, without prior written permission of the publisher. Published in the United States of America. Copyright American National Standards Institute Provided by IHS under license with ANSI Licensee=USN Ship Repair Facility Yokosuka/99610311
17、00 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 2006 All rights reserved v Introduction Note: The users attention is called to the possibility that check image tests defined in the X9 Registry for Check Image Tests
18、 may require use of an invention covered by patent rights. By publication of this standard, no position is taken with respect to the validity of claims or of any patent rights in connection with the registered check image tests in the X9 Registry for Check Image Tests. The X9 Patent Policy in the X9
19、 Procedures requires that patent holders file a statement of willingness to grant a license under these rights on reasonable and non discriminatory terms and conditions to applicants desiring to obtain such a license. Holders of other Intellectual Property Rights in connection with the registered ch
20、eck image tests in the X9 Registry for Check Image Tests are required to file a statement in accordance with Annex B in this Part 2 standard. Suggestions for the improvement or revision of this Standard are welcome. They should be sent to the X9 Committee Secretariat, Accredited Standards Committee
21、X9, Inc., Financial Industry Standards, 1212 West Street, Suite 200, Annapolis, MD 21401 USA. This Standard was processed and approved for submittal to ANSI by the Accredited Standards Committee on Financial Services, X9. Committee approval of the Standard does not necessarily imply that all the com
22、mittee members voted for its approval. At the time the standard was approved it had the following members: Vincent DeSantis, X9 Vice-Chairman Cynthia Fuller, Executive Director Isabel Bailey, Managing Director Organization Represented Representative ACI Worldwide Jim Shaffer American Bankers Associa
23、tion C. Diane Poole American Express Company John Allen American Financial Services Association Mark Zalewski Bank of America Daniel Welch Capital One Scott Sykes Certicom Corporation Daniel Brown Citigroup, Inc. Mike Halpern Deluxe Corporation John Fitzpatrick Diebold, Inc. Bruce Chapa Discover Fin
24、ancial Services Jennifer Schroeder Federal Reserve Bank Dexter Holt First Data Corporation Connie Spurgeon Fiserv Skip Smith FSTC, Financial Services Technology Consortium Daniel Schutzer Hewlett Packard Larry Hines Hypercom Scott Spiker iStream Imaging/Bank of Kenney Ken Biel IBM Corporation Todd A
25、rnold Copyright American National Standards Institute Provided by IHS under license with ANSI Licensee=USN Ship Repair Facility Yokosuka/9961031100 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 vi 2006 All rights re
26、served Identrus Mack Hicks Ingenico John Spence Intuit, Inc. Jana Hocker J.P. Morgan Chase or 2. A license or authorization will be made available to applicants under reasonable and nondiscriminatory terms and conditions that are demonstrably free of any unfair discrimination. A record of the propri
27、etary IP holders statement shall be placed and retained in the files of X9 Inc. and in the X9 Registry for check image tests. When X9 receives from a holder of proprietary material and/or other intellectual property the assurances set forth above, the X9 Registry for Check Image Tests shall include
28、a notice as follows: NOTE The users attention is called to the possibility that this check image test may require use of proprietary material and/or other intellectual property. By publication in the X9 Registry for Check Image Tests, no position is taken with respect to the validity of this claim o
29、r any proprietary rights in connection therewith. The holder of these rights has, however, filed a statement of willingness to grant a license or authorization under these rights as described above. Copyright American National Standards Institute Provided by IHS under license with ANSI Licensee=USN
30、Ship Repair Facility Yokosuka/9961031100 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 2006 All rights reserved 17 Annex C (Informative) Sample Application for Registering a New Check Image Test * NOTICE: APPLICANTS
31、 ARE REQUESTED TO DOWNLOAD THE LATEST APPLICATION FORM FROM THE X9.ORG WEBSITE IN THE “X9 REGISTRY DOCUMENTS“ SECTION UNDER “X9 STANDARDS INFORMATION“. * APPLICATION FOR REGISTERING A CHECK IMAGE TEST FOR USE IN X9 CHECK STANDARDS Note that all mandatory sections shall be completed or the Applicatio
32、n will be rejected. 1.0 Organization Information (Mandatory) Organization Name: Your Corporation Organization Address: 1234 AnyStreet, YourCity, USA 13579 Authorized Representative Name: First Name Title: VP Engineering Contact Name: Second Name Title: Product Manager Email: Second Names e-mail addr
33、ess Telephone: (123) 456-7890 Fax: (123) 456-7891 Application Date: March 31, 2006 Is this Application an update to a previously submitted Application and/or an existing registered check image test? No Preferred contact method (indicate one) for written communications: X Email _FAX Company Web Site
34、URL: Your Corporation URL 2.0 Image Test Description (Mandatory) Image Test Name (*): Undersize Image Dimension Image Test Definition (*): A check image test that reports a defect when the document image width or height is less than defined threshold values. Copyright American National Standards Ins
35、titute Provided by IHS under license with ANSI Licensee=USN Ship Repair Facility Yokosuka/9961031100 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 18 2006 All rights reserved Image Test Flag pass/fail criteria (*):
36、The defect will be assumed to be present if one or more of the conditions below occur: Image width Minimum Image Width Threshold Image height Minimum Image Height Threshold Test Results reported: This test has two test results, “Image Width“ and “Image Height“. Image Width and Image Height are defin
37、ed below: Test Result Name: Image Width Description in words: The width of the image view which is the horizontal dimension of the image view when presented in its normal (visually correct) orientation. Formula(e) or Algorithm(s): N/A Data Type: Numeric (includes the numbers “0“ through “9“) Data Un
38、its: Tenths of inches Data Range: “0“ through “200“ (0 through 20 inches) Recommended accuracy of test result: 5% Test Result Name: Image Height Description in words: The height of the image view which is the vertical dimension of the image view when presented in its normal (visually correct) orient
39、ation. Formula(e) or Algorithm(s): N/A Data Type: Numeric (includes the numbers “0“ through “9“) Data Units: Tenths of inches Data Range: “0“ through “200“ (0 through 20 inches) Recommended accuracy of test result: 5% Test Parameters reported: This test has two test parameters, “Minimum Image Width
40、Threshold“ and “Minimum Image Height Threshold“. Minimum Image Width Threshold and Minimum Image Height Threshold are defined below: Test Parameter Name: Minimum Image Width Threshold Description: The minimum image view width below which the image view width is considered to be undersize by the enti
41、ty performing the “Undersize Image“ test. Data Type: Numeric (includes the numbers “0“ through “9“) Units: Tenths of inches Data Range: “0“ through “200“ (0 through 20 inches) Test Parameter Name: Minimum Image Height Threshold Description: The minimum image view height below which the image view he
42、ight is considered to be undersize by the entity performing the “Undersize Image“ test. Data Type: Numeric (includes the numbers “0“ through “9“) Units: Tenths of inches Data Range: “0“ through “200“ (0 through 20 inches) 3.0 Intended Use (Mandatory) The intended use for this check image test is to
43、determine whether a check image view has an undersized dimension indicating a problematic image. This test is intended to be used in financial check imaging applications such as check image exchange and check truncation. Copyright American National Standards Institute Provided by IHS under license w
44、ith ANSI Licensee=USN Ship Repair Facility Yokosuka/9961031100 Not for Resale, 05/08/2007 22:14:28 MDTNo reproduction or networking permitted without license from IHS -,-,- ANS X9.100-40-2-2006 2006 All rights reserved 19 4.0 Restrictions (Mandatory) There are no known restrictions in the use of the
45、 submitted check image test and related technology. 5.0 Availability (Mandatory) The “Undersize Image Dimension“ check image test is expected to be available for use in production environments within 12 months of acceptance by the RMG. 6.0 Intellectual Property (Mandatory) To the best of our knowled
46、ge, there is no Intellectual Property bearing on the requested check image test. 7.0 Field Test (Optional) 8.0 Platform (Optional) 9.0 Possible Causes for Condition Being Tested (Optional) Possible sources for the undersize image dimension defect include: Torn document. An image where a significant
47、portion of the original source document is absent (top missing, right side missing, bottom missing, or left side missing). Folded document. An image where a significant portion of the original source document is folded (top edge folded, right edge folded, bottom edge folded, or left edge folded). Improperly framed document, e.g. image capture begins too late, or ends too early. An image where the leading edge or trailing edge of the document has been truncated due to a camera synchronization error during the image capture proce
链接地址:https://www.31doc.com/p-3729381.html