3443.C 国内商业银行国际贸易融资风险浅析 文献及翻译.doc
《3443.C 国内商业银行国际贸易融资风险浅析 文献及翻译.doc》由会员分享,可在线阅读,更多相关《3443.C 国内商业银行国际贸易融资风险浅析 文献及翻译.doc(5页珍藏版)》请在三一文库上搜索。
1、 题目: 国内商业银行国际贸易融资风险浅析英文文献:Along with Chinas foreign trade and WTO, the amount and range will expand rapidly, foreign trade body, to multi-level international trade settlement tool will present diversified and new business, and international trade financing will also showing unprecedented diversity a
2、nd complexity and specialization, the potential risk of growing and change. For our country commercial bank, how to grasp the opportunity to expand the international trade finance, LanShou international settlement business, the maximum gain financing efficiency and middle income, simultaneously, and
3、 business to effectively prevent and control the financing risk, is worth particular concern.To analyze the current situationCurrently our country commercial bank financing business operation management more extensive, not entirely build various financing business strict standards and norms of busin
4、ess operation. International finance business to exempt deposit issuing, export and import and export trade loan package basic form, and like the international factoring and blessing FeiTing etc, more complex business accounts. International trade finance business and markets provide space is compar
5、ed. With Chinas accession to the WTO and the economic reform deeply, in order to cope with the challenges in China, foreign Banks to system of commercial Banks and operation mechanism is doing a shake-up adjustment, step by step to international trade finance business of funds. Therefore, we must fo
6、reign experiences and lessons of the international trade finance, with the reality of our country, the thorough analysis of international trade finance risk causes, hinder the our country international trade finance the crux of the development.1 the importance of financing business risks and know no
7、t.Chinas commercial Banks in terms of the structure of business, international trade finance, together with smaller proportion of international business not familiar with, unlike domestic business, therefore, though as handy for international trade financing in international business in an increasin
8、gly important role in understanding, but have to improve bank financing in international trade can profitForce, optimize the quality of loan assets, etc, to the function of international trade is offered by the urgency of financing is not enough attention, to carry out specific means of correspondin
9、g measures, inadequate although these international trade finance business development in China, but compared with economic internationalization, there is considerable difference. Have the number of Banks to international trade finance management business without thorough understanding of the basic
10、departments, related experience, effective cooperation and support various financing business development and management. Because of this, the international trade financing risk generally know more superficial, international trade financing need not actual use funds, only lent documents or l/c from
11、the customer can earn commissions and financing interest, is zero risk, which led directly to the middle 1990s, the formation of DianKuan credit bank non-performing assets, Two is when problems arise, and after that international trade finance risk, and measures taken to international trade finance
12、credit loans, than the general approval for a long time, restrict the development of the business.2 Banks internal lack of effective prevention management system, risk control method.International trade financing risk management needs to establish perfect management system, the use of advanced techn
13、ology for the operation of each link, monitor and coordination between the bank and the relevant departments of the synergy between branch. But now our bank in foreign exchange business processing procedure is comparatively backward, different between different departments, and those between indepen
14、dent operation, lack of business network resources sharing, lack of management, and coordinated resource sharing cannot be achieved, risk control, the purpose. Such as financing for a department of international business operation of credit risk control, risk control and business development, risk c
15、ontrol, appear already the lack of banks internal control and risk professional interdependent. Facing China import and export enterprise general operating losses, with lots of bad debt and bank of objective reality of bank financing trade lurk huge risk.3 financing business competition damage risk
- 配套讲稿:
如PPT文件的首页显示word图标,表示该PPT已包含配套word讲稿。双击word图标可打开word文档。
- 特殊限制:
部分文档作品中含有的国旗、国徽等图片,仅作为作品整体效果示例展示,禁止商用。设计者仅对作品中独创性部分享有著作权。
- 关 键 词:
- 3443.C 国内商业银行国际贸易融资风险浅析 文献及翻译 3443. 国内 商业银行 国际贸易 融资 风险 浅析 文献 翻译
链接地址:https://www.31doc.com/p-5117163.html