Hawai`i Employer Sponsored Health Insurance MEPS-IC 2003.ppt

1,Hawaii Employer Sponsored Health Insurance: MEPS-IC 2003,http:/www.docin.com/sundae_meng,2,OVERVIEW OF RESULTS: MEPS-IC 2003,Average Premiums are Lower in Hawaii than US PHCA seems to affect small firms and firms with low-wage workers the most. PLEASE NOTE: Part-time and Full-time is not specifically defined.,3,Health Insurance Premiums: MEPS-IC,Medical Expenditure Panel Survey (MEPS) Insurance Component (IC) Agency for Healthcare Research & Quality (AHRQ) www.ahrq.gov Internal Revenue Service (IRS) Sampling Frame Data Tabulated by AHRQ for the State of Hawaii Employer Sponsored Insurance (ESI) www.meps.ahrq.gov James M. Branscome ,4,Internet Citations: MEPS-IC 2003,Agency for Healthcare Research and Quality. 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Firm Size and State (Table II Series). Published July 2005. http:/www.meps.ahrq.gov/MEPSDATA/ic/2003/Index203.htm Agency for Healthcare Research and Quality. 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Industry Groupings and State (Table V Series). Published July 2005. http:/www.meps.ahrq.gov/MEPSDATA/ic/2003/Index503.htm Agency for Healthcare Research and Quality. 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Ownership Type and Age of Firm and State (Table VI Series). Published July 2005. http:/www.meps.ahrq.gov/MEPSDATA/ic/2003/Index603.htm Agency for Healthcare Research and Quality 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Proportion of Employees Who Are Full-time or Low-wage and State (Table VII Series). Published July 2005.http:/www.meps.ahrq.gov/MEPSDATA/ic/2003/Index703.htm Agency for Healthcare Research and Quality 2003 Employer-Sponsored Health Insurance Data. Private-Sector Data by Average Wage Quartiles and State (Table VIII Series). Published July 2005. http:/www.meps.ahrq.gov/MEPSDATA/ic/2003/Index803.htm,5,Average Family Premiums, MEPS-IC: Hawaii and US 1996-2003,aNote: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.,6,Average Single Premiums, MEPS-IC: Hawaii and US 1996-2003,aNote: The 1998 MEPS-IC sample for Hawaii is too small to compute reliable estimates.,7,Simple Annual Premium Growth Model: UH Non-Linear Discrete-Time Estimation,8,Estimated Annual Nominal Growth Rates: 1996-2003 UH Non-Linear Discrete-Time Estimates,Family Premiums Hawaii 6.27% US 9.93% Single Premiums Hawaii 5.57% US 9.14%,9,Average Family Premiums in Hawaii and US: 1996-2003 MEPS-IC Actual, 2004-2006 UH Projection,10,Family Premium Trend Line: Hawaii and US 1996-2006 University of Hawaii Estimates,11,Average Single Premiums in Hawaii and US: 1996-2003 MEPS-IC Actual, 2004-2006 UH Projection,12,Single Premium Trend Line: Hawaii and US 1996-2006 University of Hawaii Estimates,13,Private Sector Family Premiums by Firm Size: Hawaii and United States 2003,14,Employee Contributions as a Percent of Family Premiums by Firm Size: Hawaii and United States 2003,15,Private Sector Single Premiums by Firm Size: Hawaii and United States 2003, ESI,16,Employee Contributions as a Percent of Single Coverage Premiums by Firm Size: Hawaii and United States 2003,17,Percent of Private Establishments that Offer Health Insurance by Firm Size: Hawaii and United States 2003,18,Number of Employees Part-time and Full-time by Average Wage of Work Force: Hawaii 2003,Note: Part-time refers to no specific number of hours.,19,Percent of Private Establishments that Offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003,20,Percent of Full-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003,21,Percent of Part-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003,22,Percent of Part-time Employees Enrolled in Health Insurance at Establishments that offer Health Insurance by Average Wage of Work Force: Hawaii and United States 2003,23,Summary,Average ESI Premiums are lower in Hawaii than US. Low-Wage Part-Time Workers are Less Likely to be Covered by Employer-Sponsored Health Insurance. Possible Reasons Why? Tax benefits are less. Premiums as a proportion of total compensation are more. Minimum wage law prevents cash wages from adjusting downward.,